Mortgage Loan

Secure financing supported by trusted service and easy documentation.

CITIZEN'S AND SENIOR CITIZEN'S CREDIT CO-OPERATIVE SOCIETY LTD. LOAN ONLY AGAINST SECURITY

Secure financing supported by trusted service and easy documentation.

Attractive Interest Rates

Get a competitive rate that makes your loan easier to manage.

Doorstep Service

Enjoy convenient service at your home or office whenever needed.

Balance Transfer Facility

Transfer your balance easily to a better plan when needed.

Nominal Prepayment Charges

Pay off early with minimal charges and greater flexibility.

Common Requirements for all Applicants

  • Application form duly filled in (with photograph of the entire applicant).
  • Residence and age verification from PAN card, Election ID, Passport, Driver's license, Ration card, etc.
  • Copy of approved plan and sanction letter from local civic authority.
  • Copy of NA permission.
  • One/two guarantor/s form/s and salary certificates. If guarantor is in business, copies of I.T. returns or assessment orders for the last three years are required.
  • Bank passbook or bank statement for the last one year.
  • Latest salary slip/statement showing all deductions for employed applicants.
  • Certified copies of balance sheets, profit & loss accounts, IT acknowledgments, advance tax challans for the last three years for self-employed applicants.
  • Memorandum/Articles of Association for companies, partnership deeds for firms and a brief company/firm profile for self-employed applicants.

Additional Requirement

A. In case of purchase from builder
  • Copy of Agreement for sale.
  • Copy of registration receipt.
  • Copy of sanctioned plan & sanction letter of competent authorities.
  • Copy of NA permission/ULC order.
  • Copies of receipts of payments already made.
  • NOC from builders in our format.
B. In case of direct allotment in a Co-operative Housing Society
  • Allotment letter.
  • Share certificate, Society registration certificate.
  • Copy of sale/lease deed in favor of the society.
  • NOC from society in our format.
  • Possession letter in original.
C. In case of resale
  • Copy of all previous vendors agreements duly stamped and registered, and the registration receipts. (Original to be given before disbursement.)
  • NOC from Society/Builder in our format.
  • Original Share Certificate.

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1st Floor, City Light Arcade, Pranthya Village, Near G.V. Pai Hospital, Moodbidri - 574227

citizencreditcorp@gmail.com

8970527333

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